How to Save Money On Groceries: The dummy edition (2024)

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PUBLISHED: | By Hilary Erickson

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Oh, the feeling of a stocked pantry. The idea that you’ll never run out of anything. You’ll always have the item you need at your finger tips. Likely, for the next year. It’s taken a lot of time for me to admit this, but I have a buying problem. When I see something on sale I want to buy enough of it to last forever. This tip might just help show yo how to save money on groceries!

**Although this tip is 100% true, if you’re looking for other tips to save on your groceries, the Grocery Budget Makeover is available now! **

And then we thought we were moving. And I lived off that pantry for a good amount of time. Which, was awesome. We were able to save for the upcoming moving expenses (which never materialized, so instead we were able to save just about $700 dollars last summer by living off our pantry).

But, then the last can of black beans was gone. My husband didn’t have a new job and I was like, “OH MY HECK, I HAVE NO MORE CANNED BEANS.” Of course, I had a ton of dried beans, but that’s so hard…. (not hard if you have this great pressure cooker, which is what I’ve done). BTW, beans in cookies. It’s a good thing.

And I’ve found a new way to help our grocery budget.

And it’s mind blowing.

Wait for it…..

.

.

.

That’s right. By buying less stuff, I save money.

{mind blown}

Even if those canned beans are 30cents, if I buy 50 of them, that’s a lot of cash. BUT, if I just buy 5, that’s a lot less cash.

Are you catching up to the math here? This is obviously common core stuff.

Believe me, it’s not calculus, and no one feels more dumb about it than I do.

This isn’t to say that you shouldn’t stock up on items when they’re on sale.

But it is to say that you need to find some mid-ground if you have a penchant to over-buying {#guilty}.

I am grateful that I have a husband who kind of rolls his eyeballs when I have enough canned tomatoes to last through the zombie apocalypse.

I mean, I heard they seem pretty unstable — maybe we can just chuck cans at them and get away?

So, am I off the pantry excel file?

Sort of. I am actually still a HUGE fan of that. Really seeing what you WANT to store in your home is great. I think it’s the first step to saving money at the grocery store.

BUT being realistic about what you need to store in your home is an even better tip.

So, I still have canned beans and canned tomatoes, maybe 5 of each and when that dwindles to two I look for a deal for more.

I also go to the grocery store less. Maybe just every other week.

I’ve been better about cooking larger batches of meat and then using it during the week for other meals (and I still buy chicken in bulk). It’s a huge time saver, and brain saver.

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I have also spent a little more on fun products to try some new recipes, especially when I was using a meal plan service more frequently. They gave me ideas I’d never had before and it has been really fun to search the ethnic isle for things like Garam Masala. And as always, cooking at home is the #1 tip to saving money!

So, buy less. To save more.

{mic drop}

P.S. {awkwardly picking mic back up} I realize this tip is insanely stupid (similar to my best financial advice ever) but it is really something I’ve taken to heart lately. Maybe it sparks some ways to buy less at your house too!

P.P.S. If you’re to master your grocery budget in other ways — I recommend you check out the Grocery Budget Makeover — Erin really knows what she’s talking about.

If tips like this help you brainstorm ways to save at your house, be sure to sign up for my newsletter with a free budgeting worksheet:

And check out all my other money saving tips

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How to Save Money On Groceries: The dummy edition (2024)

FAQs

How do I not spend a lot of money on groceries? ›

17 ways to save money on groceries
  1. Make a meal plan.
  2. Shop alone if you can.
  3. Shop during the quietest days of the week.
  4. Swap expensive cuts of meat for cheaper options.
  5. Buy generic products.
  6. Avoid buying hygiene products at the grocery store.
  7. Stick to the store's perimeter.
  8. Pay with a grocery rewards card.
Oct 23, 2023

How do you budget and save on groceries? ›

  1. Track current spending. Before you figure out what you should be spending on food, it's important to figure out what you are spending on food. ...
  2. Allocate a percentage of your income. ...
  3. Avoid eating out. ...
  4. Plan your meals. ...
  5. Keep a fridge grocery list. ...
  6. Eat before you go to the store. ...
  7. Be careful with coupons. ...
  8. Embrace the bulk section.
Feb 22, 2024

How can I save time grocery shopping? ›

3 Ways to Save Time at the Grocery Store
  1. Keep an ongoing shopping list. Making a list of items as you discover you need them can help ensure that you don't end up short on the essential items and then have to make extra trips. ...
  2. Pick your route. ...
  3. Shop during off-peak hours.

What money saving strategy is best to use when shopping for food? ›

Avoid the Bulk Buying Trap

Bulk buying can seem like a great way to save money on groceries, but it's not always cost-effective. If you buy perishable items or products in bulk that you don't use frequently, you might waste money instead of saving it. Consider the shelf life and storage space before purchasing in bulk.

How to live off $150 a month for food? ›

Affordable and nutritious meal ideas for a $150 monthly budget include dishes like vegetable stir-fry with rice, bean and vegetable soups, pasta with homemade tomato sauce, and oatmeal with fruit for breakfast. These meals are cost-effective and can be made in large batches to provide multiple servings.

Is eating out cheaper than eating at home? ›

For those who want a quick and easy answer: It's generally cheaper to cook food at home than eat out. The reason so many people can get stuck on the question is the human psychology variable. People don't always spend wisely, and it isn't as if prices are always the same at a supermarket or a fast food restaurant.

What is a realistic food budget for 2 adults? ›

How Much Does A Family Of 2 Spend On Groceries? As the family grows, so does the average grocery spend. Two-person households spent $5,635 in 2022 on groceries, or food at home. That's up from $5,145 in 2021 – a $490 difference, or $254 per person.

What is the average grocery bill for 2 people? ›

Average grocery cost per month for 2 people in a household

Male and female living together: $514.09 to $819.26. Two adult females: $476.92 to $769.86. Two adult males: $551.26 to $868.66.

What is the 50 30 20 rule? ›

The 50-30-20 rule recommends putting 50% of your money toward needs, 30% toward wants, and 20% toward savings. The savings category also includes money you will need to realize your future goals. Let's take a closer look at each category.

How to cut a grocery bill in half? ›

Rachel Cruze: 12 Ways To Cut Your Grocery Bill in Half
  1. Check Out Grocery Store Apps. ...
  2. Plan Your Meals. ...
  3. Buy Generics. ...
  4. Shop for Inexpensive Protein Sources. ...
  5. Avoid Buying Unnecessary Grocery Items. ...
  6. Get In-Season Produce Items. ...
  7. Take Advantage of Breakfast Foods. ...
  8. Save With Bulk Items.
Dec 29, 2023

How to reduce your food bill? ›

Learn tricks to cooking on a budget

Tins, and dried foods such as pasta, rice, noodles and oats should feature heavily on your shelves. Replace fresh fish, veg and fruit with frozen. Choosing frozen salmon rather than fresh, as in these salmon and pesto parcels, can save you over 55 percent.

How do you survive grocery prices? ›

  1. Eat at Home.
  2. Shop with a Plan.
  3. Put on Blinders.
  4. Eat Before You Shop.
  5. Avoid Prepared Foods.
  6. Skip the Bottled Water.
  7. Shop Without the Kids.
  8. Buy in Bulk.

How to keep grocery bill low? ›

11 tips for saving money at the grocery store
  1. Pay with a grocery rewards card. ...
  2. Sign up for the loyalty program. ...
  3. Clip coupons. ...
  4. Join a wholesale club. ...
  5. Go in with a list and stick to it. ...
  6. Buy items on sale. ...
  7. Avoid pre-packaged items. ...
  8. Compare prices between stores.

What grocery store saves you the most money? ›

Aldi. If you want to save money on your groceries, there's perhaps no better store to shop at than Aldi. You'll find Aldi locations across the country and overseas, all of which guarantee competitive prices compared to the other grocery stores in your area.

How to cut grocery bill by 90 percent? ›

What's Ahead:
  1. Shop at discount grocery stores like Aldi or Trader Joes.
  2. Compare prices between stores — even if it means driving to a few different ones at first.
  3. Plan your meals for the week based on what's on sale.
  4. Clip coupons and look for discount codes.
  5. Always, always, always eat your leftovers.
Jun 13, 2023

How to spend $100 a week on groceries? ›

  1. Log what's in your freezer. ...
  2. Ditto for your fridge and pantry. ...
  3. Start your meal planning with a bag of rice. ...
  4. Make a strategic shopping list … and stick to it. ...
  5. Shop farmers markets toward the end of the day. ...
  6. Shop the freezer section for produce. ...
  7. Buy the store brand. ...
  8. Only buy meat when it's on sale.
May 22, 2022

How do I not overspend when shopping? ›

Solutions for Overspending
  1. Leave your credit cards at home when you go out. In fact, leave your debit card at home too. ...
  2. Freeze your cards in a cup of water. ...
  3. Don't use your credit cards like a debit card. ...
  4. Create a Needs vs. ...
  5. Learn to shop smarter. ...
  6. Take the "impulse" out of impulse buys.

How to stop spending so much on eating out? ›

How to Save Money at Restaurants
  1. Save half of your meal. Before your food arrives, ask for a to-go box. ...
  2. Use coupons. ...
  3. Do a lunch date instead. ...
  4. Get the birthday discount! ...
  5. Skip the coffee, tea and soda. ...
  6. Skip the appetizer. ...
  7. Share a meal. ...
  8. Learn coffee shop hacks.
Dec 20, 2023

How do I make grocery shopping less overwhelming? ›

Make a list before every trip and try to figure out the brands you like, so that way you can stick to them. I like to organize my grocery list by sections of the store in the order I like to visit them. I get to take my preferred route through the aisles without having to think too much about what I need.

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