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Choose a product to get started.
Cancer Insurance
Accident Insurance
Heart Attack/Stroke Insurance
Intensive Care
Hospital Indemnity Insurance
From treatment to childcare, choose a one-time benefit or ongoing coverage that can help with the costs of cancer.
Discover ongoing coverage that can help lessen out-of-pocket expenses due to an unexpected accident.
Heart and stroke insurance can help pay direct medical bills such as hospital charges, but also indirect costs like living expenses, travel for treatment, or in-home care. Benefits are paid directly to you, allowing you to focus on your health and not money.
Explore coverage that can help you pay for hospital confinement and services during a covered sickness or injury.
Discover coverage that goes toward surgeries, ambulance rides, or other hospital-related expenses, easing your financial burden along the way.
Life insurance can help you leave money for your family in case you were to pass away. From final expense benefits to cash value savings, explore life insurance options for with one of our professional agents.
Pay your insurance bill.
Our Customer Service Department provides unmatched service to policyholders and are here to assist you. As one of our policyholders, you'll see that we are as committed to serving our customers as we are to serving our own families.
Customer Service: (440) 922-5222
8am – 5pm EST Monday - Friday
Have an agent contact me.
This is a solicitation for insurance. By submitting your information, you give your consent for a licensed insurance agent from these Companies to use automated or manual technology to call, text, or email you for insurance purposes at the telephone number provided, including your wireless number. Please note, you are not required to provide this consent to make a purchase from these companies.
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Companies
- American Income Life Insurance Company
- Globe Life And Accident Insurance Company
- Globe Life Insurance Company of New York
- Family Heritage Life Insurance Company of America
- Liberty National Life Insurance Company
- National Income Life Insurance Company
- United American Insurance Company
Find an agent near me.
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Find an agent near me.
In 2023, Family Heritage Division paid $119,807,380in Health, Accident, Money Back, and Life claims.
That's $118,833,606in Health, Accident and Money back claims and $973,774 in life insurance claims!*
*based on 2023financial data
Globe Life Family Heritage Division products are available through our local, state-licensed insurance professionals in the comfort of your own home.
- Cancer
- Accident
- Heart Attack/Stroke
- Intensive Care
- Hospital Indemnity
- Life Insurance
Cancer Insurance
Cancer Insurance
Cancer is the second leading cause of death in America.1 The disease takes a toll not only on the person battling the disease, but also the family members caring for them. Our cancer policies help pay for indirect costs like transportation and lodging, childcare expenses, and loss of income that tend to outweigh direct costs.
1. American Cancer Society, Cancer Facts & Figures 2022, 2022
Accident Insurance
Accident Insurance
None of us can predict when or if an accident will occur. We can only prepare for them as best as we can. Our accident plans provide coverage for bodily injuries that can result from accidents on and off the job. If the unexpected does happen, our accident plans help you focus on what’s most important: getting well.
Heart Attack/Stroke Insurance
Heart Attack/Stroke Insurance
Heart disease is the leading cause of death in the United States.1 Our heart attack and stroke plans can help pay for direct medical bills but also indirect costs like living expenses, travel for treatment, and loss of income.
CDC, Heart Disease, 2021
Intensive Care
Intensive Care
Intensive care treatment is often needed during a major illness or accident and can be costly. Some reject intensive care medical procedures because they are so expensive. Our ICU insurance plans can help relieve some of the financial pressure so you can focus on what matters most: healing.
Hospital Indemnity Insurance
Hospital Indemnity Insurance
A hospital stay can be stressful for both the patient and family, whether planned or unplanned. Trying to sort through deductibles, coinsurance, and copayments can be confusing and may leave you paying more out-of-pocket costs than planned. Our hospital indemnity insurance helps offset those out-of-pocket costs. Best of all, the benefit is paid directly to you to use any way you want.
Life Insurance
Life Insurance
Life insurance can help protect your family. It eases the financial burdens for your loved ones in the event of your premature death. This may allow them to focus on celebrating your life instead of worrying about how they’ll replace your income or cover the cost of final expenses. We've designed two plans – one for adults and one for children – that may help secure your family's future.
Want to learn more about our Return of Premium Benefit?*
Ask one of our agents how you may receive your money back less any claims.
*Benefit may vary by name and may not be available in all states.
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Why Family Heritage Division?
Our actions today have a lasting impact on tomorrow.
We've been helping protect hardworking Americans with life and supplemental health insurance coverage since 1989. Our products help protect Americans'financial futures during the worst time of their lives. When we’re not protecting our communities, we’re giving back to them through hands-on volunteer and monetary contributions. Our passion for our life and supplemental health insurance products is contagious, and our work is meaningful. We continue to grow because of one thing: our people.
We empower our customers to Make Tomorrow Better by offering products that help secure their financial future and protect them when tragedy strikes. We give our employees and sales agents the chance to Make Tomorrow Better by giving back, supporting initiatives with a service-first mindset, and promoting from within.
Become an Agent
Learn about the unlimited opportunitiesto enrich your community, your world, and yourself. Helpprotect working families, give back to communities, lead others to success, grow interpersonally, and succeed exponentially.
Learn More
Connect with an Agent
Work with an agent one-on-one to find the products right for you and your family.
*required
Please select the product(s) you are interested in:
This is a solicitation for insurance. By submitting your information, you give your consent for a licensed insurance agent from Family Heritage Life Insurance Company of America to use automated or manual technology to call, text, or email you for insurance purposes at the telephone number provided, including your wireless number. Please note, you are not required to provide this consent to make a purchase from this company.
Certain products may not be available in all states.
Companies
- American Income Life Insurance Company
- Globe Life And Accident Insurance Company
- Globe Life Insurance Company of New York
- Family Heritage Life Insurance Company of America
- Liberty National Life Insurance Company
- National Income Life Insurance Company
- United American Insurance Company
Connect with an Agent
Work with an agent one-on-one to find the products right for you and your family.
*required field
Please select the product(s) you are interested in:
This is a solicitation for insurance. By submitting your information, you give your consent for a licensed insurance agent from Family Heritage Life Insurance Company of America to use automated or manual technology to call, text, or email you for insurance purposes at the telephone number provided, including your wireless number. Please note, you are not required to provide this consent to make a purchase from this company.
Certain products may not be available in all states.
Companies
- American Income Life Insurance Company
- Globe Life And Accident Insurance Company
- Globe Life Insurance Company of New York
- Family Heritage Life Insurance Company of America
- Liberty National Life Insurance Company
- National Income Life Insurance Company
- United American Insurance Company
Find Your Policy's Underwriting Company
Your underwriting Company is the subsidiary that services your policy. If you have a Globe Life policy, your underwriting Company will be one of the following:
- American Income Life (American Income Life Insurance Company)
- Globe Life (Globe Life Accident And Insurance Company)
- Globe Life Employee Services Division (Employee Services Division)
- Globe Life Family Heritage Division (Family Heritage Life Insurance Company Of America)
- Globe Life Liberty National Division (Liberty National Life Insurance Company)
- Globe Life of New York (Globe Life Insurance Company of New York)
- National Income Life (National Income Life Insurance Company)
- United American (United American Insurance Company)
You can find your underwriting Company on your policy, monthly statements, or application.
Still not sure? Select "Globe Life And Accident Insurance Company".
Get a Quote & Apply Online Now
We’ll have your rate ready in seconds! We just need a little more information. We will walk you through the process and you’ll have the option of applying for coverage today!
$100,000life insurance coverage♦
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
No-Risk Money-Back Guarantee
If you have a personal offer code, enter it below.
What is this? 
Check Adult Age Group(s):
*required field
♦Insurance face value may be limited by state.
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply Online Now
We’ll have your rate ready in seconds! We just need a little more information. We will walk you through the process and you’ll have the option of applying for coverage today!
$30,000 life insurance coverage
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
No-Risk Money-Back Guarantee
If you have a personal offer code, enter it below.
What is this?
Check Adult Age Group(s):
*required field
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply Online Now
We’ll have your rate ready in seconds! We just need a little more information. We will walk you through the process and you’ll have the option of applying for coverage today!
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
No-Risk Money-Back Guarantee
If you have a personal offer code, enter it below.
What is this?
Check Adult Age Group(s):
*required field
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Connect with an Agent
Please provide your information, and an agent will contact you.
*required field
Please select the product(s) you are interested in:
Life Insurance Products
Supplemental Health Products
This is a solicitation for insurance. By submitting your information, you give your consent for a licensed insurance agent from these Companies to use automated or manual technology to call, text, or email you for insurance purposes at the telephone number provided, including your wireless number. Please note, you are not required to provide this consent to make a purchase from these companies.
Certain products may not be available in all states.
Companies
- American Income Life Insurance Company
- Globe Life And Accident Insurance Company
- Globe Life Insurance Company of New York
- Family Heritage Life Insurance Company of America
- Liberty National Life Insurance Company
- National Income Life Insurance Company
- United American Insurance Company
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
If you have a personal offer code, enter it below.
What is this?
Please select the product(s) you are interested in:
*required field
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
If you have a personal offer code, enter it below.
What is this?
Please select the product(s) you are interested in:
*required field
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
If you have a personal offer code, enter it below.
What is this?
*required field
▲ Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
If you have a personal offer code, enter it below.
What is this?
Please select the product(s) you are interested in:
*required field
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
*required field
What is this?
▲ Certain products may not be available in all states.
Get a Quote & Apply by Mail
Fill out the form below to receive a free information packet by mail which includes rates and an application to apply for coverage.
No Medical Exam – Simple Application
No Waiting Period – Full Coverage First Day
No Agent Will Visit – Buy Direct
Fast Approval Process
*required field
Please select the product(s) you are interested in:
Certain products may not be available in all states.
Policies issued in New York are sold and underwritten by Globe Life Insurance Company of New York.
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