Bad Credit Unsecured Credit Cards - New Horizon (2024)

BAD CREDIT UNSECURED CREDIT CARDS

Bad Credit Unsecured Credit Cards - New Horizon (1)

  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00 (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Checking Account Required
Regular APR Annual Fee Return Payment Fee Late Payment Fee Credit Recommended

29.99%

$99

Up to $41.00

Up to $41.00

Fair/Poor/Bad

Bad Credit Unsecured Credit Cards - New Horizon (2)

Advertiser Disclosure

  • Get Pre-Qualified in Less Than a Minute
  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM’s and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible Usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
INTRO PERIOD LATE PAYMENT FEE RETURN CHECK FEE CARD BRAND CREDIT RECOMMENDED ANNUAL FEE

29.99%

Up to $38

Up to $38

Visa®

Poor / Damaged Credit

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (4)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (5)

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Access to your Vantage 3.0 score from Experian (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Annual Fee Credit Recommended

29.99% APR (Variable)

Up to $41.00

Up to $41.00

$75 - $125

Fair/Poor/Bad/Limited

Bad Credit Unsecured Credit Cards - New Horizon (6)

Advertiser Disclosure

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required
Regular APR Late Payment Fee Return Payment Fee Intro Rate Intro Period

29.99% APR (Variable)

Up to $41.00

Up to $41.00

See website for Details*

See website for Details*

Bad Credit Unsecured Credit Cards - New Horizon (8)

Advertiser Disclosure

Bad Credit Unsecured Credit Cards - New Horizon (9)

  • A better way to get a Card Offer!
  • Credit Cards
  • Secured Cards
  • Prepaid Cards
  • Search, Compare, Apply!

Advertiser Disclosure

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now ” button you can review the credit card terms and conditions on the credit card issuer’s web site.

OTHER PERSONAL FINANCE OFFERS

  • Auto loans made easy – Approval could be a few simple steps away
  • All Credit Types Welcome – New/Used Car Financing Available.
  • It Takes Less than 3 Minutes! Start Your Auto Loan Request

Bad Credit Unsecured Credit Cards - New Horizon (12)

  • Request a loan up to $35,000
  • Fast and secure form
  • Fast decision – No paperwork
  • No Credit History Required

Bad Credit Unsecured Credit Cards - New Horizon (14)

HOW TO FIX YOUR CREDIT WITH AN UNSECURED CREDIT CARD

  • Apply for unsecured credit card for bad credit today. They are specifically designed for consumers with fair or poor credit standing, who do not wish to make huge cash deposits to their target card issuers.
  • Take a close look at various card programs. Consider very well the rates of interest, fees and charges, credit limits and other features carried in several unsecured credit cards for bad credit. Then, compare them with your needs, spending habits, and budget. By doing so, you’ll most likely end up with the right card account.
  • Safeguard your highly-sensitive personal information, especially when filling out online application forms. Some firms may require you to disclose your Social Security Number, contact information, and employment history to determine which program will perfectly suit your credit profile. However, before sharing these details, be sure to check first the security and privacy settings of the page you’re viewing. Make sure that the URL begins with https://, not http://.
  • See to it that the card issuer submits timely reports of consumer activities to the three major credit bureaus – Equifax, Experian and TransUnion.
  • Stick to responsible credit habits, by submitting on-time and complete payments of your monthly credit card bills. Use only a sensible portion of your credit limit. In so doing, you can gradually push your credit score up and in time you will reap the rewards of regaining your creditworthiness.
Bad Credit Unsecured Credit Cards - New Horizon (2024)

FAQs

Can I get an unsecured credit card with a 500 credit score? ›

Yes, you can get an unsecured credit card with a 500 credit score, but you will likely end up with high fees, high interest rates, and a low credit limit. The best unsecured credit card to get with a 500 credit score is the Credit One Visa card.

Can I get an unsecured card with bad credit? ›

Some of the easiest unsecured cards to get approved for are the Indigo® Mastercard®, Mission Lane Visa® Credit Card and Milestone® Mastercard®. While these cards are geared toward people with bad credit and have easy approval odds, they tend to charge high fees and interest, which can make building credit costly.

What is the easiest unsecured card to get? ›

Here's a Summary of the Best Unsecured Credit Cards for Bad Credit of May 2024
  • Prosper® Card *
  • Mission Lane Visa® Credit Card *
  • Credit One Bank® Platinum Visa® for Rebuilding Credit *
May 31, 2024

What credit card has a $2000 limit for bad credit? ›

First Latitude Select Mastercard® Secured Credit Card

Choose your own fully-refundable credit line – $200 to $2000 – based on your security deposit.

What is the easiest card to get with bad credit? ›

NerdWallet's Best Credit Cards for Bad Credit of May 2024
  • Chime Secured Credit Builder Visa® Credit Card: Best for No credit check + easy account management.
  • Mission Lane Visa® Credit Card: Best for No-deposit alternative.
  • Capital One Quicksilver Secured Cash Rewards Credit Card: Best for Rewards + upgrading.

Is there a credit card that approves everyone? ›

First Progress Platinum Elite Secured Mastercard: The First Progress Platinum Elite Secured Mastercard requires no credit history or minimum credit score for approval. Your security deposit is refundable, and the card is accepted nationwide.

Which Bank approves a credit card easily? ›

The banks with the easiest credit cards to get are U.S. Bank, Capital One, Bank of America, Citibank and other major banks that offer secured cards. You'll have a good chance of getting a credit card from one of these banks no even if you have bad or limited credit.

Which credit card has no credit check guaranteed approval? ›

The easiest credit card to get with bad credit (a credit score of 300-639) is a secured credit card with no credit check such as the OpenSky® Secured Visa® Credit Card or the OpenSky® Plus Secured Visa® Credit Card. This type of card requires a deposit but doesn't check your credit history, making it very easy to get.

What is guaranteed approval credit card with $5000 limit with bad credit? ›

The Bank of America® Customized Cash Rewards Secured Credit Card is the best credit card with nearly guaranteed approval that can give you a $5,000 credit limit. It accepts applicants with bad credit, and you can place a refundable security deposit of up to $5,000 for a credit limit equal to the amount you put down.

What is the easiest instant credit card to get? ›

5 Best Instant Approval Credit Cards (June 2024)
  • OpenSky® Secured Visa® Credit Card.
  • Discover it® Secured Credit Card.
  • Capital One Quicksilver Secured Cash Rewards Credit Card.
  • Capital One Quicksilver Cash Rewards Credit Card.
  • Credit One Bank® Platinum Visa® for Rebuilding Credit.
Jun 7, 2024

How to get approved for an unsecured credit card? ›

How to get an unsecured credit card
  1. Start with a secured credit card. Open a secured card first and use it responsibly, making on-time payments each month to improve your credit score.
  2. Apply through a bank, credit union or store. ...
  3. Pay your bills on time. ...
  4. Pay off debt. ...
  5. Prequalify.

What credit card does not require a deposit? ›

Unsecured credit cards explained

There are many starter credit cards which allow cardmembers to build up their credit without having to put money down as collateral. These include store credit cards, low-limit credit cards, and student credit cards.

What credit card can I get with a 480 credit score? ›

The best credit card for a 480 credit score is the OpenSky® Plus Secured Visa® Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The OpenSky® Plus Secured Visa® Credit Card also reports to the credit bureaus on a monthly basis.

What is Kovo credit? ›

Kovo is a public benefit corporation that aims to help its users build credit. You pay a monthly $10 for 24 months, all of which Kovo reports to the credit bureaus. In exchange for the $240 you give Kovo, you'll gain access to interactive educational resources.

What credit card can I get with 350 credit score? ›

The best type of credit card for a 350 credit score is a secured credit card with no credit check when you apply.

Can I get approved for a credit card with a score of 500? ›

Plenty of credit cards for a 500 credit score or lower offer credit-building tools to help you achieve a higher score; others even offer rewards. The cards featured here could get you on the right track for a better score and better cards.

What can I get approved for with a 500 credit score? ›

What Does a 500 Credit Score Get You?
Type of CreditDo You Qualify?
Secured Credit CardYES
Home LoanYES (FHA Loan)
Unsecured Credit CardMAYBE
Auto LoanNO
1 more row

What credit score do you need for an unsecured loan? ›

Payment history is weighed the most heavily in determining your credit score, along with your total outstanding debt. Generally, the required credit score for a personal loan is at least 580. To qualify for a lender's lowest interest rate, borrowers typically need a score of at least 800 and a high income.

How much can you finance with a 500 credit score? ›

You can likely borrow anywhere from a few hundred dollars to $50,000 with a 500 credit score. The exact amount of money you will get depends on other factors besides your credit score, such as your income, your employment status, the type of loan you get, and even the lender.

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