$400,000 Mortgage Repayments Calculator - Mortgage Choice (2024)

  1. Home
  2. Home Loans
  3. 400 000 Mortgage Repayments

Are you looking to calculate and compare repayments on a $400,000 Mortgage? See our current interest rates below. Simply click "Modify my Search" and enter $400,000 under borrowing.

$400,000 Mortgage Repayments Calculator - Mortgage Choice (1)

{{products.length == 1000 | iif : "1000+" : products.length}} Home loan options for

  • $400,000 Mortgage Repayments Calculator - Mortgage Choice (2)

{{x.ProductName}}

  • {{x.InterestRate}}
  • p.a.*
  • {{x.InterestYear}} {{x.InterestType}}
  • {{x.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

Show more

You have no shortlisted items!

$400,000 Mortgage Repayments Calculator - Mortgage Choice (3)

Star an item to compare in yout shortlist
  • $400,000 Mortgage Repayments Calculator - Mortgage Choice (4)

First Home Buyers Special 2 Year Choice Fixed Rate OO P&I

  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

Show more


  • $400,000 Mortgage Repayments Calculator - Mortgage Choice (5)

{{x.ProductName}}

  • {{x.InterestRate}}
  • p.a.*
  • {{x.InterestYear}} {{x.InterestType}}
  • {{x.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies
You have no shortlisted items!

$400,000 Mortgage Repayments Calculator - Mortgage Choice (6)

Star an item to compare in yout shortlist
  • $400,000 Mortgage Repayments Calculator - Mortgage Choice (7)

First Home Buyers Special 2 Year Choice Fixed Rate OO P&I

  • 0.00%
  • p.a.*
  • 2 Year Variable
  • 0.00%
  • p.a.#
  • Comparison rate
  • $9,999
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

{{x.Name}}

  • {{x.Details.InterestRate}}
  • p.a.*
  • {{x.Details.InterestYear}} {{x.Details.InterestType}}
  • {{x.Details.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.Details.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

{{x.Name}}

  • {{x.Details.InterestRate}}
  • p.a.*
  • {{x.Details.InterestYear}} {{x.Details.InterestType}}
  • {{x.Details.ComparisonRate}}
  • p.a.#
  • Comparison rate
  • {{x.Details.MonthlyRepayment | currency:'$':0}}
  • Monthly payment
  • Offset account
  • Split loan
  • Ongoing fee applies
  • Redraw
  • Extra repayment
  • Application fee applies

Save your shortlisted loans

Simply enter your name and email address below and we'll show you the shortlist. We'll also email you a link so that you view your shortlisted loans on any device, at any time.

By saving your shortlisted loans, you are opting in to receive future communications from Mortgage Choice, from which you can unsubscribe at any time.

Compare Repayments on $400,000 Mortgages

See the below examples of some common $400,000 home loans to understand how your interest rate can affect your mortgage repayments:

  • A 30 year mortgage at 1.84% should cost you $1,446 per month, with $120,804 in total interest.
  • A 30 year mortgage at 2.32% should cost you $1,543 per month, with $155,589 in total interest.
  • A 30 year mortgage at 2.66% should cost you $1,613 per month, with $181,025 in Total interest.

Don’t see your interest rate here? Use our home loan repayments calculator below to see what your repayments and total interest could be.

$400,000 Home Loan Repayment Calculator


Your borrowing estimate

Recalculate borrowing power

Monthly income

Expenses

You may borrow up to

$

$

Interest Rate

%

$

  • Your monthly repayments

  • Total loan repayments:

  • Total interest charged:

There's a lot to consider when choosing the right loan.

Talk to a broker

The lowest interest rate from our lender panel is either standard variable or 3-year fixed for an owner-occupier. Rates and repayments are indicative and subject to change. The results from this calculator are an approximate guide only and do not constitute specialist advice. The calculations used should not be relied upon for the purposes of entering into any legal or financial commitments.

Table of $400,000 Mortgage Monthly Repayments

10 Years

15 Years

20 Years

25 Years

30 Years

1.84%

$3,651.95

$2,544.67

$1,993.36

$1,664.43

$1,446.68

2.00%

$3,680.54

$2,574.03

$2,023.53

$1,695.42

$1,478.48

2.50%

$3,770.80

$2,667.16

$2,119.61

$1,794.47

$1,580.48

3.00%

$3,862.43

$2,762.33

$2,218.39

$1,896.85

$1,686.42

3.50%

$3,955.43

$2,859.53

$2,319.84

$2,002.49

$1,796.18

4.00%

$4,049.81

$2,958.75

$2,423.92

$2,111.35

$1,909.66

$400,000 Mortgage Repayments Calculator - Mortgage Choice (10)

Review your home loan today to ensure it's the right one for you!

Refinance

Join our newsletter to stay connected

$400,000 Mortgage Repayments Calculator  - Mortgage Choice (2024)
Top Articles
Latest Posts
Article information

Author: Tish Haag

Last Updated:

Views: 5649

Rating: 4.7 / 5 (67 voted)

Reviews: 82% of readers found this page helpful

Author information

Name: Tish Haag

Birthday: 1999-11-18

Address: 30256 Tara Expressway, Kutchburgh, VT 92892-0078

Phone: +4215847628708

Job: Internal Consulting Engineer

Hobby: Roller skating, Roller skating, Kayaking, Flying, Graffiti, Ghost hunting, scrapbook

Introduction: My name is Tish Haag, I am a excited, delightful, curious, beautiful, agreeable, enchanting, fancy person who loves writing and wants to share my knowledge and understanding with you.